Neves & Cashman Realty
Independently Owned & Operated
1-877-990-7775
New Bedford Office
355 Union Street
New Bedford, MA 02740
355 Union Street
New Bedford, MA 02740
Buying a House with Weichert Realtors
1. Start Here...
With one of our well trained and experienced Weichert Associates at our office on 355 Union St. New Bedford, MA.
With one of our well trained and experienced Weichert Associates at our office on 355 Union St. New Bedford, MA.2. Narrowing Your Home Search
You and your Weichert Associate discuss and evaluate what you want and need in a home.
You and your Weichert Associate discuss and evaluate what you want and need in a home.3. Mortgage Pre-approval
If you haven't already done so, your Weichert Associate will recommend a reputable lender who will assist you in otaining a mortgage that suits your needs.
If you haven't already done so, your Weichert Associate will recommend a reputable lender who will assist you in otaining a mortgage that suits your needs.4. Mortgage Originator
You and your lender will evaluate the mortgage products and together find the program that best suits your needs.
You and your lender will evaluate the mortgage products and together find the program that best suits your needs.5. Viewing Homes
With your Weichert Associate, you view available homes that meet your citeria. He or she keeps you informed about new listings coming on the market.
With your Weichert Associate, you view available homes that meet your citeria. He or she keeps you informed about new listings coming on the market.6. Make an Offer
When you're ready your Weichert Associate submits a written offer to the seller, along with a small deposit to show your "earnest" intentions. Seller accepts or rejects your offer, or makes a counter offer.
When you're ready your Weichert Associate submits a written offer to the seller, along with a small deposit to show your "earnest" intentions. Seller accepts or rejects your offer, or makes a counter offer.7. Reach Agreement
Your Weichert Associate acts as a go-between in negotiations. You and the seller agree on price and terms, including closing/settlement date.
Your Weichert Associate acts as a go-between in negotiations. You and the seller agree on price and terms, including closing/settlement date.8. Contract of Sale
(Commonly referred to as Purchase & Sales) Down payment is placed in an Escrow Account as specified in contract. You may have an attorney review the contract before signing.
(Commonly referred to as Purchase & Sales) Down payment is placed in an Escrow Account as specified in contract. You may have an attorney review the contract before signing.9. Schedule Home Inspection
Pest and other inspections are scheduled as required/desired. Should any concerns arise, your Weichert Associate will help you and seller to resolve them.
Pest and other inspections are scheduled as required/desired. Should any concerns arise, your Weichert Associate will help you and seller to resolve them.10. Schedule Home Appraisal
Your Weichert Associate arranges for the home appraisal required whenever a home is financed.
Your Weichert Associate arranges for the home appraisal required whenever a home is financed.11. Mortgage Lender Tracks Closing
Your mortgage lender confirms title has been ordered and all other conditions are met for mortgage commitment. You will also need to obtain a homeowners insurance binder prior to closing.
Your mortgage lender confirms title has been ordered and all other conditions are met for mortgage commitment. You will also need to obtain a homeowners insurance binder prior to closing. 12. Home Protection Plan
Your Weichert Associate will offer you a Home Protection Plan which covers specified major systems and appliances.
Your Weichert Associate will offer you a Home Protection Plan which covers specified major systems and appliances.13. Confirm Closing
Confirm date and location of closing/settlement with your Weichert Associate and/or attorney.
Confirm date and location of closing/settlement with your Weichert Associate and/or attorney.14. Home Connections
From newspaper delivery to utilities and cable service, you need to schedule change of services as of date of closing.
From newspaper delivery to utilities and cable service, you need to schedule change of services as of date of closing.15. Get Closing Costs
Get final closing costs from attorney or lender.
Get final closing costs from attorney or lender.
16. Bring to Closing
- Homeowners' insurance policy
- Certified Check for closing
- Your checkbook for any incidental costs
17. At the Closing
Mortgage and other documents signed. Adjustments made for misc. items (taxes, heating oil, etc.) Seller paid and gives you title (deed) and keys! Congratulations!
Mortgage and other documents signed. Adjustments made for misc. items (taxes, heating oil, etc.) Seller paid and gives you title (deed) and keys! Congratulations!
CONTACT WEICHERT REALTORS
A short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold.
...learn more on how purchase a short sale.
Neves & Cashman Realty - Although home to New Bedford and neighboring towns like Dartmouth, Fall River, Taunton, Fairhaven, Westport, Acushnet, and Freetown; the professional and experienced Weichert Real Estate Agents cover all of Southeastern Massachusetts and Cape Cod.